{"id":106,"date":"2019-03-27T20:08:33","date_gmt":"2019-03-27T20:08:33","guid":{"rendered":"https:\/\/www.petalumasmiles.com\/blog\/?p=106"},"modified":"2019-03-27T20:08:33","modified_gmt":"2019-03-27T20:08:33","slug":"106","status":"publish","type":"post","link":"https:\/\/www.petalumasmiles.com\/blog\/2019\/03\/27\/106\/","title":{"rendered":"A Quick Primer on How Dentist Insurance Works"},"content":{"rendered":"

\"dentalOne reason why more people don\u2019t see the dentist<\/a> is fear of costs. Dental coverage is one way of making treatment more affordable. But how do you know which plan is right for you and your family? It helps to know a little bit about the different options. Some of the more popular choices include PPO plans, HMO plans, and discounts for specific services.<\/p>\n

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\u00a0PPO Plans<\/h2>\n

The term PPO stands for \u201cpreferred provider option.\u201d With these plans, the patient has access to a network of dental professionals. A PPO is a great way to enjoy costs savings while having access to a wide range of providers and forms of treatment.<\/p>\n

Expanded PPO Plans<\/h2>\n

These come under a variety of names, such as \u201cPPO Plus\u201d or \u201cPPO Premier.\u201d They provide the same benefits as a standard PPO, with the added advantage of being able to choose an out of network dentist and still enjoy lower fees.<\/p>\n

HMO Plans<\/h2>\n

HMO stand for \u201chealth maintenance organization.\u201d With these plans, you enjoy significant cost savings, but with less flexibility than that offered by a PPO when it comes to choosing your provider.<\/p>\n

Advantages of Choosing an In-Network Dentist<\/h2>\n

Here are some of the benefits of choosing a dentist inside your network. This section is based on information found on the website for Delta Dental, a leading provider of dental coverage. The details for other providers may differ somewhat:<\/p>\n